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How this actually works

No hedging, no promises about money, no legal advice. Just the mechanics - written so you can read one of these before deciding whether to report anything.

Class Action Settlements With No Proof of Purchase

What "no proof required" actually means, why some settlements ask for a receipt and others do not, and what you can claim when you threw the receipt away years ago.

7 min read - updated 2026-08-22

What Is a Class Action Lawsuit?

How one lawsuit comes to speak for a million people, what the stages actually are, and what it means for you if you are one of the million.

8 min read - updated 2026-08-22

What Is a Class Representative - and Should You Be One?

The named plaintiff carries the case. Here is exactly what the role involves, who makes a good one, and why a clean "no" is a perfectly good answer.

6 min read - updated 2026-08-22

Arbitration Clauses and Class Action Waivers

The sentence in your terms of service that decides whether a class action against a company is possible at all - and the grounds on which it still sometimes fails.

7 min read - updated 2026-08-22

I Got a Class Action Email or Postcard - Is It Legit or a Scam?

Real settlement notices look remarkably like phishing. Here is how to tell them apart in about four minutes, without clicking anything in the message.

5 min read - updated 2026-08-22

How to Fill Out a Class Action Claim Form

Claims get denied for boring reasons. Here is what the form is actually asking, and the four mistakes that cost people their payment.

6 min read - updated 2026-08-22

Free Trials, Auto-Renewal and Cancellations That Did Not Stick

Negative option billing is lawful when it is disclosed properly. Here is what "properly" requires, and which details decide whether a charge was allowed.

7 min read - updated 2026-08-22