Class Action
Estate of Lokken v. UnitedHealth Group
Re-checked against the docket 2026-08-23
The Estate of Gene B. Lokken, et al. v. UnitedHealth Group, Inc., UnitedHealthcare, Inc., and NaviHealth, Inc.
Where it stands
Judge John R. Tunheim's February 13, 2025 order let only Count 1 (breach of contract) and Count 2 (breach of the implied covenant of good faith and fair dealing) proceed, on the theory that the plans promised clinician-made coverage decisions. Counts 3 through 7 — unjust enrichment, insurance bad faith, Oregon negligence per se, Minnesota unfair and deceptive insurance practices, and California UCL — were dismissed WITH PREJUDICE. Reconsideration was denied June 2, 2025. On March 9, 2026 the court ordered broad class-wide discovery into nH Predict over UnitedHealth's objections. No class-certification motion has been filed; under the May 21, 2026 schedule fact discovery closes March 11, 2027 and trial readiness is December 6, 2027.
Key ruling
February 13, 2025 partial denial of the motion to dismiss allowing contract and good-faith-and-fair-dealing claims over algorithmic denials to proceed; March 9, 2026 order compelling broad class-wide discovery into nH Predict.
Note on this record
No class has been certified and no certification motion is on file.The record
- Court
- U.S. District Court for the District of Minnesota
- Case number
- 0:23-cv-03514
- Filed
- 2023-11-14
- Defendants
- UnitedHealth Group, Inc. · UnitedHealthcare, Inc. · NaviHealth, Inc. (now Home & Community Care) · Does 1-50
- Plaintiffs
- Putative nationwide class of Medicare Advantage enrollees (and their estates) denied post-acute care coverage based on nH Predict algorithmic length-of-stay predictions
- Technology at issue
- nH Predict (naviHealth / UnitedHealth)
- Relief sought
- Compensatory damages, restitution, and injunctive relief barring reliance on the algorithm to override clinical judgment
- Counsel of record
- Lockridge Grindal Nauen PLLP · Clarkson Law Firm, P.C. · Whatley Kallas, LLP
Claims pleaded
Sources (4)
- Estate of Gene B. Lokken et al. v. UnitedHealth Group Inc. et al.Georgetown Law Health Care Litigation Tracker · 2026
- Federal Court Orders Broad Discovery Against UHC in AI Coverage Denial LawsuitArentFox Schiff LLP · 2026-03
- Estate of Gene B. Lokken et al. v. UnitedHealth Group Inc. et al. — complaintClassAction.org · 2023-11-14
- Estate of Gene B. Lokken v. UnitedHealth Group Inc. — docketCourtListener · 2026-05-21
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